Disclaimer

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*$50,000 incentive, including interest rates as low as 3.875% and $0 closing costs and "50K Your Way" applies only to homes going to contract as of April 10 2024 – September 30 2024.  Offer is available for a limited time only and applies only to the actively selling communities Delyla, The Ainsley, and 425 Palm.  Maximum promotion value $50,000. Not all offers will be available at every community. Buyer will be credited up to $50,000 to apply to loan rate buydown, purchase price reduction, closing costs, HOA dues or a combination thereof. Available only on homes that have been released for sale and are scheduled to close within 45 days of the contract being signed. Program is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Incentive may not be redeemed for cash or equivalent.  Underwriting, loan qualification, and program guidelines applicable to Buyer’s loan may impose maximum seller contribution limitations which restrict or limit the total amount of the incentive that may be available to Buyer.  Application of amounts totaling less than $50,000 of the incentive limits Buyer’s total incentive received to the amount applied, and Buyer is not entitled to any funds in excess of the amount actually applied to the Buyer’s selected incentive options. Rate Lock holds are subject to rules and conditions set forth by the Preferred Lender. Interest rates may not be available at time of loan commitment or closing. Buyer is not required to obtain financing through etco HOMES Preferred Lender to purchase a home, but the incentive is available only to Buyers who finance through etco HOMES Preferred Lender. etco HOMES’ Preferred Lender is not affiliated with etco HOMES or any of its affiliates. etco HOMES and its affiliates have no control over credit approval. Other restrictions and conditions will apply. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. This is not an offer to sell nor is it a solicitation of an offer to purchase real property. Where applicable, you must obtain the “Public Report” or its equivalent required by federal and/or state law and read it before signing anything.  Other restrictions and conditions will apply. See an etco HOMES Sales Representative for further information. Void where prohibited. Equal housing opportunity.  September 2024.

$ 1,149,825 MAXIMUM LOAN AMOUNT AT 4.875% RATE ( 5.235% APR ) . LOAN SCENARIO IS BASED ON A 30 YEAR FIX RATE , PRIMARY RESIDENCE, FULL DOCUMENTATION, MINIMUM 25% DOWN WITH 680 OR HIGHER FICO SCORE. BUYDOWN COST PAID BY THE BUILDER / SELLER WHEN UTILIZING PREFERRED LENDER CARLOS MELICH AT CITYWIDE HOME MORTGAGE. 

LOAN MUST CLOSE BY 11/29/2024.

RATES ARE SUBJECT TO CHANGE AND VARY WITH MARKET CONDITIONS AND BORROWER’S CREDIT PROFILE. ADDITIONAL RATES, TERMS MAY APPLY AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. EACH LOAN IS UNIQUE AND BORROWER’S TERMS MAY VARY FROM THOSE DISCLOSED.

THIS IS NOT A COMMITMENT TO LEND.  ADDITIONAL CONDITIONS, QUALIFICATIONS AND RESTRICTIONS MAY APPLY.  OTHER RATES, TERMS AND PRODUCTS ARE AVAILABLE.   HOWEVER, NOT ALL PRODUCTS ARE AVAILABLE IN ALL STATES OR FOR ALL LOAN AMOUNTS.

BROKER MUST ACCOMPANY CLIENT ON FIRST VISIT AND COMPLETE REGISTRATION FORM–NO EXCEPTIONS. ALL FEES SUBJECT TO CHANGE. SPEAK TO A REPRESENTATIVE FOR DETAILS. © 2024 ETCO HOMES. CALDRE LICENSE NO. 01878688. ALL RIGHTS RESERVED.

PRICES AND TERMS SUBJECT TO CHANGE. SQUARE FOOTAGES ARE APPROXIMATE. BUILDER HAS THE RIGHT TO CHANGE SQUARE FOOTAGE, PLANS, AND PRICING WITHOUT NOTICE. ALL ILLUSTRATIONS ARE ARTIST’S CONCEPTIONS, ARE NOT TO SCALE AND ARE SUBJECT TO CHANGE IN ACTUAL PRODUCTION. MODELS DO NOT REFLECT RACIAL PREFERENCE.